Posts Tagged ‘Insurance’

Preventive Insurance Claims Assistance For Roof, Siding, Soffit, Fascia, Eavestroughing and Foundations in Ottawa

Posted: June 4, 2019 in Foundation Repairs, Home Improvement, Ottawa Flat Roofing, Professional Roofer, roof repairs, Roofing, Siding, Snow Removal, Soffit & Fascia, Uncategorized
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Unpredictable weather conditions are on the rise in Ottawa. Long winters with lots of snow, major floods due to rain and melting snow and recently, tornados passing thru Ottawa and the Valley.

As a homeowner, there are list of maintenance that needs to be inspected and repaired in order to prevent the worst from happening. Your roof, foundation and exterior walls protect you and your family from elements of mother nature. There are ways to be proactive and inspect regularly.

Your roof must be in top notch shape to perform under high gusting winds, sun, rain, snow and ice. Shingles alone is not enough. Second line of defense is very important to act as a moisture barrier to perform. Good dept of insulation and proper ventilation will save energy.  Once the roof is 10 years old its time for inspection and maintenance. Only a professional roofing contractor will know what to look for. Clean eavestroughing twice a year and install leafguards if located in wooded areas.

Your siding protects you from all directions. Have a qualified siding contractor inspect all the walls, caulk around the windows, vents, chimney ect.. to keep it dry and intact. One piece of lose siding could turn into entire wall if not repaired asap. Call your local siding contractor for repairs.

Soffit and fascia are the cosmetic details plus ventilated soffit allow fresh air to enter into your attic and push the moist air out thru the roof ventilation. Has to be balanced. Soffit and fascia is also there to keep the wildlife out in the wild not in your attic. Hire professional soffit and fascia contractor for repairs.

Foundation needs to be dry or there is serious issues to come. Have all downspouts extended away from your foundation walls, keep eavestroughing clean at all times to avoid overflow. Inspect sump pump regularly and clean inlet. Only hire professional foundation repair contractors for all your repairs.

We are a local roofing, siding, soffit and fascia, foundation repair and snow removal service provider in Ottawa, Nepean, Kanata, Stittsville, Carp, Barrhaven, Manotick, Greely, Gloucester, Orleans, Rockcliffe, Cumberland and Rockland Ontario. We offer free estimates and quotes for all your roofing and repairs, siding and repairs, soffit and fascia repairs and services, eavestroughing and repairs, foundation repairs and snow-ice removal services.

We offer emergency services for insurance claims with our expertise, your claims will be approved sooner. We will respond, asses and report directly to your adjusters for approval.

Free consultation at your convenience.

 

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Is your Ottawa roof is leaking or why the siding is coming off the wall? Only way to repair the issue is from root cause but roofs are likely to get suffer more damage from the snow, ice, sun, wind due to increased abnormal weather patterns in Ottawa and the Valley. More and more insurance claims in Ottawa, roof damage claims, emergency roof replacement claims, water damage claims, siding damage claims, insurance claims due to soffit and fascia.

Emergency roof and siding repairs in Ottawa,  Its a good idea to know a reliable and professional roofing and siding contractor, company in Ottawa who will exceed Manufacturer Certified installations by delivering a quality product, high wind resistant, 100% second line of defense with 6 feet of ice and water shield, synthetic felt, ice under new valleys, minimum 6 nails per shingle, new maxy vents, top notch quality roofing.

Every roof in Ottawa is at risk of leaking depending on the season, weather conditions and the age of the roof itself. And most importantly how good of a job previous roofing company, contractor did. It’s the same facts for the siding that is coming off the wall.

Roof Leaks:   IF:  There is missing shingles on your roof due wind, Popping nails due to snow and ice, leaking at the bottom of the valley, leaking against the wall. Leaking at sanitary gasket and ventilation, roof ice dams and snow.

Lose Siding:  IF: Not enough nails on the siding, When siding expand and shrink, roofers loosen the jtrim on wall flashing, jtrim came lose, Improper nail placement and debt.

Professional roof installations, siding repairs, flat roof repairs and replacementssoffit and fascia repair quotes and estimates in Ottawa and the Region.

We offer emergency roof repair services in Ottawa, Nepean, Barrhaven, Kanata, Stittsville, Manotick, Greely, Orleans, Cumberland, Rockland, Rockcliffe, Ottawa South, Riverside South, roof leak repair quotes and estimates, local Ottawa roof installation quotes and estimates, 24/7 Support by email.

 

 


Volunteer "workerbees" install a new...

Volunteer “workerbees” install a new roof on the Machias Valley Grange Hall. (Photo credit: Wikipedia)

English: Caulking tools found on board the car...

English: Caulking tools found on board the carrack Mary Rose. (Photo credit: Wikipedia)

Silicone caulk can be used as a basic sealant ...

Silicone caulk can be used as a basic sealant against water and air penetration. (Photo credit: Wikipedia)

It is always a better solution to solve your roofing related problems from the root cause instead of patching it here and patching it there. Temporary solutions are good to have but not if it accedes the expected budget.

Number one temporary solution for every roofing company starts with a caulking gun. It works but for limited time only. It works but depending on the location of the problem. If the roof is still in ok shape and does not require replacement, it can be repaired in the mean time but if the roof is over 10 or 12 years it is highly recommended to replace the entire roof. Minor leaks can cause major damages to the roof deck, insulation in the attic and of course the interior walls.

Paying high deductibles to the insurance companies is not a recommended method of saving but if your roof is always causing problems, replace it at your own cost not thru your insurance company. Insurance company policies are designed to hustle the citizens/society who owned a home, business or a vehicle.

Be sure to get 3 estimates from multiple roofing companies to compare the differences. Understand exactly what is being offered by the roofing company in writing. Ask questions if there is any. If the price seems to good to be true, request another estimate from a different company. If the price looks too high, request another estimate from a different roofing company. Expensive or cheap does not guarantee quality. Ask a friend or family member for advice.

We are a local roofing company in Ottawa Ontario offering residential roof replacements, commercial flat roof replacements, general roof repairs and new roof installations, repairs and sales in Ottawa and the surrounding region. Request your free roofing quotes by phone or email and we will be more than happy to assist you.

 


 

These days if you type the word roof in google you will get millions of results for that keyword. Google is the new and improved way of researching and studying tool. I’ve noticed yellow pages has been loosing weight since internet has improved its capability.

If you think you are in need of a new roof or have an emergency, you can either look for a roofing company in yellow pages, page number 1234 or search it on the internet with more specific and direct search results. Google will list all the companies in your area and yellow pages will list all the companies by alphabetic order. Lets say you phoned few companies and requested a quote for a new roof. Next day you have three estimates in front of you and i am sure they all have a different cost in mind. What is the right thing to do at this point? First of all read all the estimates one by one and understand what is being offered and for how much. Second of all is the type of material being offered what you had in mind? If you are not sure about any of the estimates feel free to phone the company and get the answers you are looking for. Chances are there will be an expensive, mid-range and a cheaper one. It is your right to ask for proof of insurance which you should always ask for that. Not just a liability insurance, you should ask for a wsib insurance as well. Also to know who you are dealing with, ask for Master Business Licence to confirm that this is a real company registered in Ontario and not some flyby roofer trying to make quick cash. The final decision is always yours and never give deposit unless you have identified the company and made sure they exist. Ask for receipt if you do give a deposit and a deposit should not exceed over 25% of the total cost.
Hiring a registered and insured roofing contractor is always a best choice to protect yourself, your home and you also send a strong message to the roofing contractors that you are aware and you wont be fooled.

If you were to search for reviews about the company using  the internet, you will be able to browse any and every review that was made about that roofing company. Always be money wise and know who you are dealing with.

We are fully insured and registered in every possible way to protect you, our staff and to avoid the unthinkable.


 

As we all know roofing is a seasonal trade and there is a high demand for it. A poor maintained roof will always cause problems if the problems are not solved from the root. Where do we start to get things right for your new roof? Make sure they are insured to protect yourself first thing.

Choosing the right roofing contractor who will honor his work and his word is a homework for the homeowners to study. There are many details that needs to be taken to a consideration.  For example commercial liability insurance is required for any contractor to perform work in or around your house to protect you from any damage or failure during or after the work was performed. This will cover your home, your vehicles and any other details that belongs to you. WSIB is a must for any roofing contractor to work under all the safety regulations and rules for safer work environment for all the employees. This coverage will protect all the employees and their families from injuries or even fatalities if there will be one. There are safety officers driving around and paying a surprise visit to random contractors while they are working to examine the safety standards and if not met to warn or fine them thousands of dollars for not working under the safety act. All the workers should be wearing steel-toed boots and tied down while working on the roof. Did you know that if a contractor gets injured at your house while working and does not have insurance do you know who is liable for that??? You, the homeowner who hired the contractor. Always check for commercial liability and wsib insurance certificate before hiring a roofing contractor.

Roofing is a dangerous trade and chances of survival from a two-story home is pretty slim, don’t you think?  You might get a cheaper estimate from them but that is why it is so cheap, because they do not have to pay for insurance.

We are a fully insured roofing company in Ottawa, Ontario offering professional roofing services. We have WSIB and commercial liability insurance certificate in our work trucks at all times because we care about our employees and our customers. We are here to protect you, your home and loved ones from the unthinkable.  All of our staff is covered with additional coverage to protect them and their families. Safety is one of our main goal target to force at all times and we will not tolerate any unsafe behavior or condition. Safety First.


Most homeowner have high deductible to pay less monthly or less deductible to pay more on monthly basis. Who is the winner in this case? If your estimated roof repair cost is 800$ and deductible is 500$ what is your best option? You will make the payment to the roofing company and submit it to your insurance company. Normally it might take 2 week for you to receive the payment. You paid 800$ and received a cheque for 300$ because your deductible was 500$. If your deductible was 250$ than you will get 550$ from the insurance company. After your claim was processed and settled with, how much more are you paying for your home insurance?

So the bottom line is that you will pay back whatever the amount you got from the insurance company with interest. Insurance is a great option for home and business owners to have just in case there is a disaster or fire to protect your investments. How much richer do we make the insurance companies with all these small claims? They are getting paid from every home, auto and business owners millions of dollars in revenue. Insurance is the most effective and legal scamming business out there.

Always think for the possibilities for the long run, is it cheaper to pay your roofing contractor directly or make claim for it and increase your monthly payments for 3 years. Having a trusted roofing company on your side is a must. If you tell the roofing contractor that it is going to be a insurance claim, they will take advantage of the situation and over charge you for the repairs. Shop around, get few different quotes and compare it before jumping into a conclusion.

Contact us for all your questions or concerns if you have any and we will be more than happy assist you. We offer free consultation over the phone.